1 Return everything you borrow. 2 Stop blaming other people. 3 Live within your means and within your seams. 4 Be humble. 5 Listen more; talk less. 6 Every day, do something nice and try not to get caught. 7 Strive for excellence, not perfection. 8 Be on time. 9 Don’t criticize anyone for 24 hours. 10 Be kind to other people. 11 Be even kinder to unkind people. 12 Take time to be alone. 13 Admit it when you make a mistake. 14 Understand and accept that life isn’t always fair. 15 Let someone cut ahead of you in line. 16 Don’t argue. 17 Know when to say something. 18 Know when to keep your mouth shut. 19 Don’t make excuses. 20 Don’t sweat the small stuff.